APP Undergraduate Financial Aid

APP Undergraduate Financial Aid

Financial Aid

Students may be eligible for certain financial aid loans and a limited number of grant programs; however, they are not eligible for church matching grants. Students must be accepted to an undergraduate program at NNU and have submitted the Free Application for Student Aid (FAFSA) to receive federal assistance. NNU's Federal School Code is 001624. For specific information on available aid, consult with the Office of Financial Aid 208-467-8638 or 1-877-NNU-4YOU (1-877-668-4968).

Payment of Financial Aid

Financial aid awards from all programs will be disbursed (posted to student accounts) to pay University tuition and fees when all eligibility and enrollment requirements have been met.

Students receive one-third of the year's total award each semester (fall, spring, summer) or it is disbursed equally between the semesters in which the student is enrolled. If a student is only enrolled for one semester, other regulations may apply.

Requirements for Financial Aid

To receive any financial assistance, students must meet the following requirements:

• Be admitted to NNU as a degree-seeking student.

• Be a U.S. citizen or an eligible noncitizen.

• Be enrolled for 6 or more credits for most federal programs.  Audited courses, some repeated courses, and credit by examination credits cannot be counted.

• Demonstrate satisfactory academic progress toward a degree according to NNU policy which can be found at 

• Have a valid social security number.

• Register with Selective Service, if required to do so.

• Not be in default on any federal student loans, nor have borrowed in excess of loan limits, nor owe a refund on any grant under Title IV federal student aid programs.

• Not be ineligible based on a drug conviction.


The Office of Financial Aid sets a maximum amount (cost of attendance per school year) that a student cannot exceed in total aid received for that year. In certain cases where the maximum cost of attendance is exceeded, the Office of Financial Aid will reduce aid until the total amount given/borrowed is below or equal to the cap set on cost of attendance.

Federal Grants and Loans

The United States Government, through the Department of Education, has made funds available for several Federal grant programs. 

Federal Pell Grant: All undergraduate students are urged to apply for Federal Pell grant.  Eligibility is determined by completing the Free Application for Federal Student Aid (FAFSA). The FAFSA can be submitted online at The Federal Pell Grant is solely determined by the Expected Family Contribution (EFC) on the FAFSA and the award amounts are determined annually by the Federal Government.

Federal Supplemental Educational Opportunity Grant (FSEOG):  FSEOG awards are funds made available on a limited basis and allocated to students with the lowest Expected Family Contribution (EFC) who also qualify for a Pell Grant.

Federal Direct Subsidized Loan:  These loans are low-interest, fixed interest rate federal loans borrowed through the federal government. A subsidized loan means that the government pays the interest on your loan while you are in school, in your grace period, or in deferment. A student must complete a FAFSA and a Master Promissory Note (MPN) at to apply for this loan. Other steps such as Federal Verification may be necessary to be eligible. Students who have not borrowed, have a $0 balance, or haven't borrowed for ten or more years must also completed entrance counseling at this website. Repayment begins 6 months after graduation or discontinuance of at least half-time, degree-seeking enrollment. If any of these take place, a student should complete exit counseling at the website above to better understand repayment and their options.

Federal Direct Unsubsidized Loan:  Students who do not qualify or only qualify for part of the Subsidized Loan, are eligible for the Unsubsidized Loan. An unsubsidized loan means that the government does not pay the interest on your loan while you are in school, in your grace period, or in deferment. 

Part-Time Employment

America Reads: The America Reads program makes funds available to institutions of higher education in order to pay University students to tutor elementary students in reading.  NNU works with several schools in the community, assisting with their reading programs.  The student must be eligible for Federal College Work Study funds to be eligible to participate in this program.  Eligibility is determined by an Office of Financial Aid review of the completed FAFSA information, cost of attendance and other aid and is communicated to the students in their award letter.  NNU pays the student on a monthly basis 

Students Rights and Responsibilities

As recipients of Federal student aid, students have certain rights and responsibilities. NNU believes that knowing what these rights and responsibilities are will put students in a better position to make decisions about their educational goals and the best means to achieve them.

Student Rights

All students have the right to know:

1. The cost of attending a particular school and what the school’s policy is on refunds to students who withdraw.

2. What financial assistance is available.

3. Who the school’s financial aid personnel are, where they are located, and how to contact them for information.

4. What the procedure and deadlines are for submitting applications for each available financial aid program.

5. How the school selects financial aid recipients.

6. How the school determines financial need.

7. How much of their financial need, as determined by the school, has been met.

8. How and when financial aid will be received.

9. The interest rate on Federal student loans, the total amount that must be repaid, length of the re-payment period, when the payment begins, and what cancellation or deferment provisions apply.

10. If students are offered a Federal College Work-Study job—what kind of job it is, what hours they must work, what their duties will be, what the rate of pay will be, and how and when they will be paid.

11. The school’s policy in reconsidering a student’s aid package if they believe a mistake has been made, or if their enrollment or financial circumstances have changed.

12. How the school determines whether students are making satisfactory academic progress and what happens if they are not.

Student Responsibilities

All students must:

1. Pay special attention to the application for Federal student aid, complete it accurately, and submit it on time to the processor. Errors may delay or prevent a student from receiving aid.

2. Know and comply with all deadlines for applying or re-applying for aid.

3. Provide all documentation, corrections, and/or new information requested by the Office of Financial Aid.

4. Notify the University of any Information that has changed since applying for financial aid.

5. Read, understand, and keep copies of signed documents.

6. Repay any student loans. When a promissory note is signed, it is an agreement to repay the loan.

7. Complete entrance counseling (incoming students) and exit counseling (outgoing students) online if the student has a Federal Perkins Loan or Federal Direct Student Loan.

8. Notify the University of a change in name, address, or attendance status. If a student has a Federal Direct Student Loan, they must also notify the servicer of their loan of these changes.

Refund for Students Who Withdraw From Courses

Students who withdraw from NNU prior to a course start date will receive a refund of 100% of tuition and fees charged for that course.  Students withdrawing after a course begins shall receive a prorated refund of tuition and fees for the first 60% of the course.  The withdrawal date is defined as the earlier of: (1) the date that the student began the withdrawal process or officially notified NNU of intent to withdraw, or (2) for those students who leave school without notifying an appropriate NNU official, the last day of documented “academic-related activity.”  The official date of withdrawal is determined by the Office of the Registrar.

Refund Distribution

Federal student financial aid is awarded under the assumption that the student will be enrolled for a specified period of time, such as a semester.  Therefore, NNU must evaluate federal aid and determine if an adjustment of Title IV funds is required any time a student withdraws from any course at NNU and does not certify his or her intent to return in another session before the end of the semester.   

When a refund to federal programs is required, the refund distribution will be as follows:

1. Unsubsidized Federal Direct Loan

2. Subsidized Federal Direct Loan

3. Federal Perkins Loan

4. Other Title IV aid programs

5. Other Federal Sources of Aid

6. Other State, Private or Institutional Aid

7. Other third party

8. The Student

Refunds to NNU’s institutional aid programs are based on the tuition and fees withdrawal rate; e.g., if one-half tuition and fees are refunded, one-half of any institutional aid will be refunded to institutional programs.

Statement of Charges

Students will receive a statement prior to the beginning of each semester.  This document indicates the amount of financial aid awarded and the invoice for each semester’s estimated charges and credits, and is the statement from which the balance due is determined. 

Changes in the student’s course load may result in an increase or decrease in financial aid.  When adding or dropping classes, students should contact their Financial Aid Officer to determine if any of their financial aid will be affected.  

Students are reminded that lenders may deduct a processing fee from their Direct Student loans or Direct Plus loans.  Questions concerning your financial aid should be directed to (208) 467-8638, 1-877-668-4968, or

If applicable, it is the student’s responsibility to ensure that information regarding payment of amounts due is communicated to the organization that will be paying the account.

Collection Charges

 When a student is no longer enrolled at NNU and a balance remains on their account, the student is responsible for paying the University’s cost of collection.  This includes, but is not limited to, collection agency fees and/or reasonable attorney’s fees.