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Repayment and Your Credit

Revolving Student loans are institutional loans offered by NNU. ACS Education Services, a billing service for student loans, is under contract with Northwest Nazarene University (NNU) to perform the billing for your Revolving Student loan. If you have questions regarding your loan you may contact NNU at 208.467.8534 or E-Mail: campusloans(at)nnu.edu.

The loan you received to help you with your education comes from a revolving fund. Your prompt payment of that loan will return monies to the fund which can be used by others for the funding of their education.

Payment begins 90-days after the date you cease to be enrolled at NNU as at least a half-time regular student.

Statements are prepared and mailed by ACS on or near the 1st of each month for current loan accounts. If your loan is past-due, statements are prepared on or near the 15th of each month. Please make your check payable to Northwest Nazarene University. Payments for your loan should be mailed to the following address (with tear off payment coupon):

Northwest Nazarene University
c/o ACS, Inc
P O Box 3295
Milwaukee, WI 53201

Please be sure to include your payment coupon with your check, and it is always helpful to have your account number on your check.

Payments without a payment coupon should be mailed to:

Northwest Nazarene University
Business Office-Student Loans
623 Holly St
Nampa ID 83686
or
ACS Education Services 
Campus Products and Services
P O  Box 7061 
Utica, NY 13504-7061.

Payments can also be made online at ACS. 

You must make payments on your loan even if you do not receive a bill or payment notice. Billing statements are sent to you as a convenience, but you are obligated to make payments even if you do not receive any reminders.

ACS offers several electronic payment options. Below is a brief description of these products; check out ACS's website for additional information.

• ACS's automatic student loan payment system eliminates the need to write monthly checks for your student loan payment while saving you time and money. And the best part is that it's absolutely FREE! To sign up for this service you must submit an Automatic Bill Payment form. 
• Another payment option ACS is offering is Express Pay. Express Pay gives you the flexibility to make payments online at ACS's website whenever you like.

If you fail to make full payment when due or do not file forms with the proper documentation in a timely manner, you will be assessed a late charge and may be reported as a delinquent account to the national credit bureaus. 

If you fail to fulfill your responsibilities concerning your student loan, you may be required to repay the entire loan immediately including accrued  interest, late charges, collection fees, and legal costs.